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Mortgage affordability calculator

Planned calculator for the home price an income can support at a given mortgage rate. Not yet active in the MVP.

This calculator is not yet active in the MVP

Not yet active

The inputs, outputs, and formula below document the planned calculator. Numbers shown are illustrative only — no computation is performed. Data not yet verified.

Example inputs

Illustrative

  • Gross annual income

    e.g. $120,000

  • Monthly debt payments

    e.g. $450

  • Down payment available

    e.g. $60,000

  • Mortgage rate

    e.g. 6.75%

  • Max DTI

    e.g. 36%

Example outputs (not computed)

Illustrative

  • Max monthly housing payment

    $3,150

  • Max loan amount

    $486,000

  • Max home price

    $546,000

Planned formula

maxPayment = income × maxDTI − existingDebt

This calculator is not yet active in the MVP.